Certain types of debt are not dischargeable. Examples of such debt including certain taxes and most types of student loans.

Exceptions from Discharge

In general, items not dischargeable in bankruptcy include the following:

Student Loans    Some Taxes        Creditors Not Listed  Fraud

Alimony              Child Support     Property Settlement

Injury                  Fines

  • Certain taxes and debts incurred to pay certain taxesCreditors not listed in the bankruptcy case or not otherwise notified about the case
  • Debts for fraud or defalcation while acting in a fiduciary capacity, embezzlement, or larceny,
  • Debts to spouse, former spouse, or child for alimony, maintenance, or support and obligations of a similar nature
  • Damages for willful and malicious injury to another or another’s property.
  • Certain governmental fines and penalties
  • Debts arising from drunk driving
  • Debts for money, property, services, or for credit obtained by false pretenses, false representation, or actual fraud (This includes credit card charges, cash advance, etc. made without the intent to repay).
  • Debts for money, property, services, or for credit obtained by use of a written statement that was materially false concerning your financial condition if the creditor reasonably relied on it that was used with the intent to deceive