Most types of retirement plans and benefits are excluded from the bankruptcy estate or exempt under Florida or Federal statute.

Exemption Retirement Plans BankruptcyIRS Plans

Some of the types of retirements plans that are exempt are most IRA’s and 401(k) plans.

Governmental Plans

Most governmental retirement plans are exempt, including federal, Florida, Miami-Dade County, Teachers, and Police.

Social Security

Social Security benefits are also exempt.