$500+ Chapter 7 & 13 Bankruptcy
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MIAMI BANKRUPTCY LAWYER
MIAMI LAKES – KENDALL – NORTH MIAMI
Over 35 Years of Bankruptcy Experience
Background
Experience
MIAMI LAKES
7900 Oak Lane, Suite 400
Miami Lakes, Florida 33016
jbublick@bublicklaw.com
KENDALL
8950 S.W. 74th Ct., Suite 2201
Miami, Florida 33156
Available for Consultation
NORTH MIAMI
1801 N.E. 123rd St., Suite 314
North Miami, Florida 33181
Available for Consultation
“Steps in a Chapter 7 Bankruptcy Case”
Miami Bankruptcy Lawyer
Miami Bankruptcy Lawyer Jordan E. Bublick offers experienced bankruptcy counsel in chapter 7 and chapter 13 cases for those who are unable to manage the burden of their debt, including mortgages, credit cards, personal loans, medical bills and taxes.
Types of Bankruptcy
The different types of bankruptcy are usually referred to by their chapter number in the Bankruptcy Code.
Individuals may file under Chapter 7, Chapter 13 or Chapter 11 bankruptcy depending on their circumstances.
Business may file bankruptcy under Chapter 7 to liquidate or Chapter 11 to reorganize.
“Fresh Start”
One of the principal goals of the Bankruptcy Code is to provide the honest debtor a financial “fresh start” from burdensome debt.
The U.S. Supreme Court explained that the purpose of the “fresh start” is to give to the “honest but unfortunate debtor…a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt.”
This goal is accomplished through the bankruptcy discharge which which releases a person from personal liability from certain types of debt.
Automatic Stay
Upon the filing of a bankruptcy case with the Clerk of the Bankruptcy Court, the “automatic stay” is generally imposed to stay and stop most lawsuits, foreclosures, garnishments, and collection activity against the debtor and their property.
Some types of actions, such as certain regulatory actions, are not stayed.
Saving Your Home from Foreclosure
Chapter 13 bankruptcy is often used to save a home or investment property from foreclosure. Generally upon the filing of a chapter 13 case, foreclosure cases are generally stopped and a person is given the opportunity to propose a chapter 13 plan to save their home from foreclosure.
Reinstate Mortgage
Under a chapter 13 […]
Modification of Chapter 13 Plan
On August 25, 2020, the 11th Circuit Court of Appeals issued its decision in the case of Whaley vs. Guillen (In re: Guillen), No. 17-13899 (11th Cir. 2020) in which the court dealt with an important issue with regard to the requirement to modify a chapter 13 plan. Section 1329 of the Bankruptcy Code provides for certain requirements to modify […]
Your Credit Report After Bankruptcy
Credit reports should be updated by the creditors and credit reporting agencies after a bankruptcy filing or discharge to reflect that debts have been discharged. Under the Fair Credit Reporting Act. creditors and credit reporting agencies are required to report accurate and complete information.
How Long on My Credit Report ?
In general, the filing of a bankruptcy case may […]
