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Miami Bankruptcy Attorney

Review Financial Solutions

CHAPTER 7 & 13 BANKRUPTCY

From $500 +Costs

Over 25 Years Experience

OFFICE LOCATIONS

NORTH MIAMI-DADE COUNTY

1800 N.E. 123rd St., Suite 314
North Miami, Florida 33181

KENDALL – SOUTH MIAMI-DADE

8950 S.W. 74th Ct., Suite 2201
Miami, Florida 33156

Free Initial Consultation

Call (305) 891-4055

or  Click  to Schedule


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miami bankruptcy attorney

Miami Bankruptcy Attorney Jordan E. Bublick. Practice limited to Chapter 7 and 13 Bankruptcy since 1987.

Jordan E. Bublick

Miami Bankruptcy Lawyer

  • Practice limited to bankruptcy law since 1987

  • New York University School of Law (LL.M.)

  • Ohio State University College of Law (J.D.)

Free Initial Consultation

Over 8,000 Cases Filed

  • Review your financial and legal situation

  • Review your best options under Chapter 7 or Chapter 13 Bankruptcy

Chapter 7 Bankruptcy

Fresh Start

Discharge Credit Cards and Loans

Chapter 13 Bankruptcy

Save Home From Foreclosure

Reorganize Debt

Mortgage Modification

MMM Program

Save House from Foreclosure

Miami Bankruptcy Lawyer

Miami bankruptcy lawyer Jordan E. Bublick offers experienced bankruptcy counsel in chapter 7 and chapter 13 cases for those who are unable to manage the burden of their debt, including mortgages, credit cards, personal loans, medical bills and taxes. Offices located in Kendall/Dadeland and North Miami.

Types of Bankruptcy

The different types of bankruptcy are usually referred to by their chapter number in the Bankruptcy Code.

Individuals may file under Chapter 7, Chapter 13 or Chapter 11 bankruptcy depending on their circumstances.

Business may file bankruptcy under Chapter 7 to liquidate or Chapter 11 to reorganize.

“Fresh Start”

One of the principal goals of the Bankruptcy Code is to provide the honest debtor a financial “fresh start” from burdensome debt.

The U.S. Supreme Court explained that the purpose of the “fresh start” is to give to the “honest but unfortunate debtor…a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt.”

This goal is accomplished through the bankruptcy discharge which which releases a person from personal liability from certain types of debt.

Automatic Stay

Upon the filing of a bankruptcy case with the Clerk of the Bankruptcy Court, the “automatic stay” is generally imposed to stay and stop most lawsuits, foreclosures, garnishments, and collection activity against the debtor and their property.

Some types of actions, such as certain regulatory actions, are not stayed.

Your Credit Report After Bankruptcy

September 19th, 2018|

After a bankruptcy filing or discharge, credit reports should be updated by the creditors and credit reporting agencies to reflect that debts have been discharged. Under the Fair Credit Reporting Act – sometimes referred to as the “FCRA” – creditors and credit reporting agencies are required to report accurate and complete information.

How Long on My Credit Report ?

In general, the filing of a bankruptcy case may be reported on a credit report for up to 10 years from the date the case is filed.  The websites of Experian and TransUnion state that they only report completed or discharged  chapter 13 bankruptcy on credit reports for only 7 years.  Credit reporting agencies should remove the reference to bankruptcy automatically after such 7 […]

Chapter 7 and 13 Bankruptcy Relief

July 15th, 2018|

The Bankruptcy Code provides for personal bankruptcy relief under chapters 7 and 13.

Chapter 7 

Chapter 7 provides in general for the discharge of debt together with the liquidation of non-exempt property by the Chapter 7 trustee. Chapter 7 is usually used by those with lower income and little or no non-exempt property.

Chapter 13 

Chapter 13 is usually used by those with higher income or substantial non-exempt property. It is also used by those who need to reorganize their secured debt, such as mortgage to avoid foreclosure. Under chapter 13, a debtor is allowed to reorganize their debt under a chapter 13 plan over a period of three to five years.

Saving Your Home from Foreclosure

July 1st, 2018|

Chapter 13 bankruptcy is often used to save a home from foreclosure. Generally upon the filing of a chapter 13 case, foreclosure cases are stopped and a person is given the opportunity to propose a chapter 13 plan to save their home from foreclosure. A chapter 13 plan offers various alternatives on how to save a home from foreclosure.

Reinstate Mortgage

Under a chapter 13 plan, a debtor may propose to catch up their mortgage payments over a period of up to 60 months.  For example, if a person is behind $10,000 in payments and their regular mortgage payment is $850.00, they would pay $166.67/mo. plus their regular mortgage of $850.00 for a total of $1,016.67 together with any other amounts due […]

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