Miami Bankruptcy Attorney
Review Financial Solutions
CHAPTER 7 & 13 BANKRUPTCY
From $500 +Costs
Over 25 Years Experience
OFFICE LOCATIONS
NORTH MIAMI-DADE COUNTY
1800 N.E. 123rd St., Suite 314
North Miami, Florida 33181
KENDALL – SOUTH MIAMI-DADE
8950 S.W. 74th Ct., Suite 2201
Miami, Florida 33156
Miami Bankruptcy Attorney Jordan E. Bublick. Practice limited to Chapter 7 and 13 Bankruptcy since 1987.
Jordan E. Bublick
Miami Bankruptcy Lawyer
Practice limited to bankruptcy law since 1987
New York University School of Law (LL.M.)
Ohio State University College of Law (J.D.)
Free Initial Consultation
Over 8,000 Cases Filed
Review your financial and legal situation
Review your best options under Chapter 7 or Chapter 13 Bankruptcy
Chapter 7 Bankruptcy
Fresh StartDischarge Credit Cards and Loans
Chapter 13 Bankruptcy
Save Home From ForeclosureReorganize Debt
Mortgage Modification
MMM ProgramSave House from Foreclosure
Miami Bankruptcy Lawyer
Miami bankruptcy lawyer Jordan E. Bublick offers experienced bankruptcy counsel in chapter 7 and chapter 13 cases for those who are unable to manage the burden of their debt, including mortgages, credit cards, personal loans, medical bills and taxes. Offices located in Kendall/Dadeland and North Miami.
Types of Bankruptcy
The different types of bankruptcy are usually referred to by their chapter number in the Bankruptcy Code.
Individuals may file under Chapter 7, Chapter 13 or Chapter 11 bankruptcy depending on their circumstances.
Business may file bankruptcy under Chapter 7 to liquidate or Chapter 11 to reorganize.
“Fresh Start”
One of the principal goals of the Bankruptcy Code is to provide the honest debtor a financial “fresh start” from burdensome debt.
The U.S. Supreme Court explained that the purpose of the “fresh start” is to give to the “honest but unfortunate debtor…a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt.”
This goal is accomplished through the bankruptcy discharge which which releases a person from personal liability from certain types of debt.
Automatic Stay
Upon the filing of a bankruptcy case with the Clerk of the Bankruptcy Court, the “automatic stay” is generally imposed to stay and stop most lawsuits, foreclosures, garnishments, and collection activity against the debtor and their property.
Some types of actions, such as certain regulatory actions, are not stayed.
Abandonment of Florida Homestead
Article X, Section 4 of the Florida Constitution provides generally for the exemption of a Florida homestead. Courts generally hold that once a property is established as a homestead, it does not lose that status until it is “abandoned.” Various types of conduct may constitute “abandonment.” Generally, a homestead is considered abandoned when it is no longer a bona fide home and place of permanent residence.
The main consideration in the determination of whether a homestead has been abandoned is the owner’s subjective “intent.” The homeowner’s physical absence from the property is not determinative. Placing a property on the market for sale or signing a contract for the sale of property may be relevant unless the homeowner can show a good faith intention […]
Correcting Your Credit Report
The federal Fair Credit Reporting Act (the “FCRA”) gives consumers certain rights regarding their file in the credit bureau. The FCRA was enacted to promote the accuracy, fairness, and privacy of information of the files of credit bureaus.
Negative information may generally be reported on your credit report for up to seven years and bankruptcy information for up to ten years. A consumer has the right to dispute inaccurate or outdated information on his credit report under the FCRA. The credit bureau and the provider of the information (such as the credit card company or other lender) have the duty to correct inaccurate or outdated information. You may dispute the information on the credit report with both the credit bureau and the […]
